---
title: "Buy infra credits"
description: "Add infra credits to a prepaid MyAccount account from Pay Now with a card, net banking, UPI, or a wallet, and download a proforma invoice first if you need one."
content_type: "how-to"
product: "billing"
platform: "MyAccount"
url: "/myaccount/billing/how-to/buy-infra-credits/"
topic: ["pay"]
---

# Buy infra credits

Buy infra credits to add to your balance; the invoice for the purchase appears on your account
statement. Do this when the balance will not cover the next few days, or before you take a committed
plan, which is paid for its whole term at once.

## Before you begin

Decide how many credits you want. One credit is one rupee before GST on an INR account; your
current balance is on **Billing > Pay Now**, next to the amount field.

## Choose the amount

1. Open **Billing > Pay Now**.
2. In **Add Required Infra Credits**, enter the number of credits.
3. Read the **Summary**. **Cost of Infra credits** is the amount before tax, the GST line is
   added on top, and **Net Payable Amount** is what the gateway will charge.

If TDS is enabled on your account, the summary also shows **Infra credits withheld** and
**Total Infra credits including withheld credits**. You pay for the larger number. The credits
you entered go on your balance; the difference is held until your Form 16A is accepted, as
[Claim a TDS refund](/myaccount/billing/how-to/claim-a-tds-refund/) explains.

(Optional) To get an invoice before you pay, for example for an approval at your company,
click **Proforma Invoice** at the bottom of the page. It downloads as a PDF for the amount in
the summary.

## Pay

Click **Proceed to pay**. The payment gateway opens.

On an INR account the gateway is Razorpay, and you can pay by:

- Card: Visa, Mastercard, or American Express, Indian or international.
- Net banking at your bank.
- UPI: enter your UPI address, scan the QR code, or open your UPI app.
- A wallet, or EMI where your bank offers it.

A card you ask the gateway to remember is stored by Razorpay, never by E2E, and is unlocked
next time with an OTP to your primary mobile number.

On a USD account the gateway is Stripe. Enter the card number, expiry, CVV, country, and
postal code, and click **Pay now**.

## After the payment

The gateway confirms the payment and returns you to MyAccount. The new balance shows next to
**Add Required Infra Credits**, and the payment is the first row under **Last 5
Transactions**. The invoice is under **Billing > Account Statement > Invoices**, first as
**Unsigned Invoice** and then, within 48 hours, as the digitally signed copy.

To pay by NEFT, RTGS, or IMPS instead, see
[Pay by bank transfer](/myaccount/billing/how-to/pay-by-bank-transfer/). To have the account
buy credits for you when the balance is low, see
[Set up AutoPay](/myaccount/billing/how-to/set-up-autopay/). If a payment fails, see
[Troubleshooting Billing](/myaccount/billing/troubleshooting/billing/#a-payment-failed-at-the-gateway).